【フラット35】
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Flat 35] Child Rearing Plus and Other Preferential Interest Rate Options
［Flat 35] Child Rearing Plus, introduced this year, is an innovative program to support family planning. Under this program, the interest rate is reduced by 0.25% for each child, thereby reducing the mortgage burden for each additional child in the family.
In addition, Flat 35 offers a variety of other options. For example, there is [Flat 35] S for “excellent long-term housing” with excellent energy efficiency and earthquake resistance, [Flat 35] Renovate for renovations, maintenance and preservation type, community collaboration type (childcare support and vacant house measures), and rural migration support type. By combining these programs, it is possible to receive further interest rate preferential treatment.
These preferential measures are not limited to the initial five years, and depending on the combination of ZEH standards, etc., they can be of great assistance. In addition, the characteristics of [Flat 35]’s fixed interest rate for the entire term makes it easy to plan for the future and protects against the risk of financial fluctuations, making it a very secure mortgage loan.
Flat 35 offers a wider range of interest rate reductions for young married-couple households where one of the spouses is under 40 years old, or for child-rearing households with children under 18 years old (including unborn children and grandchildren living together). However, if you are taking out a loan without a down payment, for example, you may also want to consider a bank mortgage or variable-rate product.
We encourage people of the right age to consider these options. In order to proceed with your home purchase in a planned manner and realize a secure family life, take advantage of the various plans of [Flat 35] to find the best mortgage loan for your needs.
[Jcbo Real Estate of Japan] (10:00 AM – 6:00 PM) Real estate questions, concerns and inquiries: info@jcbo.jp
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